imagination is more important than knowledge

Adolf Hitler's car sold for U.S. $ 15 million

9.9.12

A Mercedes Benz 770 K models belong to the Nazi dictator, Adolf Hitler, was sold for U.S. $ 15 million. The car was first ridden by Adolf Hitler was bought by a Russian billionaire who still remain anonymous.

According to a news source that the car was booked by Russian billionaire through a used car dealer in Duesseldorf, Germany. Previous car has changed hands several times since the end of World War II, the car was in Austria, and then to be in a classic museum in Las Vegas, the United States and eventually fell into the hands of a businessman drinks beer from Bavaria, Germany.

Hitler car now has a new place to live in Moscow, the city that never can be visited Hitler while Nazi forces tried to sit
source blogpopuler.com

painting sold 25 million pounds


Picasso's paintings of women younger lover who sold 25 million pounds. Portraits depict Picasso's affair with a pair sold at the gallery of modern art and impressionist Sotheby's in London, England. Painting titled La Lecture was showing figure Marie-Therese Walter, 17 years old blonde woman who first met Picasso in Paris Metro station in 1927.
Picasso, who was aged 45 approached Walter with simple words. "My name is Picasso. You and I will do amazing things together. "
Their relationship has been a secret for many years due to age and status far adrift that Picasso was married. However, Walter became the subject of several eminent Picasso paintings.
Walter describes the painting seemed to be asleep in the chair. It was first introduced at the Paris exhibition in 1932. painting was bought anonymously and collected more money than double the previous estimate of 12 million pounds.

sources blogpopuler

You need to know the attitude of success that you succeed

30.8.12


1. CRITICAL THINKING IN BUSINESS TO BE RUN:
Thinking about what the business will be run by a variety of considerations and market conditions.

2. To take into account TO BE IN THE FACE:
Seeing / Risk takes into account what to expect and be able to take that risk.

3. LEARNING FROM EXPERIENCE:
Learning from the experiences of people who have been successful and practice.

4. Undergoing BUSINESS WITH SERIOUSLY:
Having a strong intention to lead efforts that will be undertaken.

5. USE WITH GOOD OPPORTUNITY:
Right-Ko utilize existing peuang.

6. BE sportsmanship:
Do not be cheated in doing business

7. HONEST IN RUNNING BUSINESS:
Always be honest with running the business is doing without any fraudulent intent.

8. FIND LAND (POSITION) MARKET RIGHT:
Noting place of business with the state of society

9. ABLE TO DETERMINE THE NEED SOMETHING IN THE COMMUNITY:
Knowing really what our society needs to provide facilities needs.

10. NEVER GIVE UP:
Always strive and work hard to carry on business as well as in together with prayer.

attitude of a leader:

1. Comply with Schedule
Nothing can spoil a day than to forget something that should be done on that day. Adhere to the schedule, as much as possible, to make the day run smoothly and be more successful. Not all things that you can input in jdwal, but, you know if you are not doing something as routine is very important to you.

2. Destination
Set goals for yourself each day, weekly, and monthly. That way you will always work towards being close to the closing date. Jaih determine everything in advance as not complete and effective leaders finish it on time.

3. Determining Priorities
At a given time, you could have dozens of things that need your attention. It is the ability to know where the current peting and menyeleaikannya first. Always complete the task ang most important first, and sometimes the smaller tasks completed.

4. Note
Every moment of the day, you may get a solution sebuab problem and if you will not forget. Save some note cards in your pocket so that when you get inspired, you can write them down.

Tips and Techniques leadership is not the end of a goal when a great leader. It takes time, development, learning from mistakes and know your limits.

5 steps to a successful business

29.8.12
You have a great idea and a dream of becoming a successful business in just a few years? Well, Susan Feldman and Alison Pincus, founder of the exclusive interior sales site, One Kings Lane, all living proof it's possible. In just three years, this dynamic duo built a company with revenues estimated 200 million dollars . Here's the secret of success to start their business.


Step 1: Look for opportunities
When you wish to start a business, start by asking yourself: what is missing? "Said Susan Feldman, a former Merchandising Executive, One Kings Lane is. Currently Susan started a business to see that although there are furniture stores in Los Angeles, he found that the experience online shopping frustrating.'s where the idea of ​​One Kings Lane created.

Step 2: Know your target buyer
The second question that must arise: who my customers are and what they need? Once you are able to identify who your customers are, then you can choose the goods or services that can meet their needs. Alison and Susan knew from the start that their customers are women with good taste. From there, they were able to not only create an attractive website design but also provide the right goods at the same time a pleasant shopping experience.

Step 3: Follow your instincts
Susan and Alison insists the next step is you have to be absolutely sure that the business you are entering. Susan recalled that
One Kings Lane was founded in the midst of a recession that occurred in the United States. A future that is far from ideal to launch an online shopping site! Even so, Susan and Alison felt confident and decided to keep moving forward.

Step 4: Be the first
Alison and Susan both agreed to be the first on the market is the key to their success. They apply the advice given by their husbands, that first appeared on the market are often successful, the second and third are usually only survive, but the rest of the company to fight it out in the market for profitable. If you have a great idea, especially those that have not been done before, make sure that you are working hard to launch as soon as possible.

Step 5: Look for a partner that accord
In conducting its business, Alison and Susan are working hard with long hours, especially in the early days of their business. However, since they both work is driven by a passion to succeed one another so never arise envy or feel work harder than others. As the business grows, they make sure that all the people they hire are equally motivated. "It is important to employ people full of passion, inspiration and smart," said Susan. Never forget that the strong players to build strong brands.

 Shine

7 steps to start a business

1. Creative thinking
Being creative means always opened the door and explore the options. As John C. Maxwell said, "Talent is not enough .. All new IQ Nor with the potential, and the potential need to find the door." The trick? Dare to try.

2. The power of simplicity
This tip comes from the successful experience Firmansyah Prasetyo Budi, the owner of  Krezz Tella from Indonesia ASIA . He managed to raise the prestige of being the same as cassava fries and other snacks imported. The key to success is simple thinkers, they do things that are recognizable and familiar with since childhood.

3. Look for a low cost structure is not entrepreneurial lifestyle. If your lifestyle
spend the money. In your entrepreneurial reduce spending and bring in revenue. With this mindset, it is well-run business will bring profits.

4. Use technology to reach as many people as possible
Currently if you are blind technology will lose. Because, with the technology, product marketing will spread in many people without any cost. With Twitter, Facebook, websites, or blogs, the promotion will be spread in a matter of minutes.

5. Breathes the spirit of your brand
It is to give strength and life to the brand in order to move themselves, life and power. Your brand is your character, so do not compromise on the things that can damage your reputation and character, as it will affect the brand. Make story telling about your brand, usually people like the story behind the product.

6. DNA Entrepreneurship
Do not believe the myth that only certain people are worthy of success in business. All people can do business and have entrepreneurial DNA. How to expand knowledge, many associate with successful entrepreneurs who are ethical, and hardworking.

7. Friends with uncertainty
In the business of general uncertainty, businesses and even considered surfing on a wave of uncertainty. Uncertainty occurs when we do not recognize anything, so no other friends how to cope with uncertainty. Find data and information, until you realize that the uncertainty and risk.

(CHIC Magazine / Erika Paula)

are you ready to do business

Want to become a success who does not want to? of course everyone else wants it, Many people ask how to do business properly so that quick success? it is not wrong to ask for information related about learning success, but if after asking will be successful in the absence of action?

We recommend that if you want to do business then do the following:

1. act
Immediately you take action fatherly doing business, because if you do not take action that leads to the business how you can be successful, has not it? An idea is an idea with no action.

2. It has 4 factors
It's you know what those factors?
• ability
• Courage
• Persistence
• Creativity.
Already you have four elements to yourself? If not, immediately have the four elements so that your business can succeed quickly.

3. capital
This is often an obstacle to the prospective pembisnis, especially if it is not the capital, many of them claim to want to do business but do not have modal.lalu what to do? it's best if you do not have the capital you can borrow to others, or if necessary to borrow to bank but not too big as this can make your finances can be disrupted

That's the proper way of business success in the trial for those who want to do business.

Main circuit Achieving Success

21.8.12

Dream high, but it is not just a dream. It will not be useful or beautiful dream lofty dreams that if no action to achieve the dream start. The dream is very necessary to memlihara passion and progress, but the dream without action is just as empty

Learn relentless. Learning is one of the successful capital for everyone. Often people say can not be without ever learning. If today there are many who have not yet mastered, have you learned? But the study will not be any good, though how long you study, how high your knowledge, and how complex your knowledge, without the application of science.

Do not just cool to learn, finding the right strategy so that you can be successful quickly. Because a surefire strategy can be known if we had applied the strategy, even the state of the field can be different from the theory. Theory is necessary, it is necessary to learn, but to apply the theory we have learned it is more necessary.

Application or action that makes people successful, of course after dream high and sufficient knowledge. Actions that distinguish between people who are successful with perforated disiang dreamer. Actions that will give meaning to the knowledge you have.

The action is not just any action, action required for success is a continuous act of full commitment. Smart move not only loud, action based on the proven strategies we have set up, and act with a high determination without relentless as it has been done by our fighters in the jihad to defend our religion.



authentic photo of Billy the Kid

authentic photo of Billy the Kid, the most famous criminals in the Wild West era, sold for 2.3 million U.S. dollars  in an auction in Denver, USA.
Billy the Kid posing outside bar Fort Sumner, New Mexico holding a Winchester rifle and a Colt 45 pistol on his hip. The photo was taken in late 1879 or early 1880.

The picture was bought energy entrepreneur from Florida, William Koch, the auction of Old West Auction, a special auction for items Wild West era.
Brian Lebel, the auctioneer, said he did not think the photo could be sold at a price that high. He estimates that photo sold at a price between 300,000 to 400,000 U.S. dollars only.
Lebel expressed relief that the photo does not fall into the hands of buyers outside the United States. "I love to photograph that remains in America and can be enjoyed by our communities," he said.
In the photo, Billy the Kid posing outside bar Fort Sumner, New Mexico, holding the Winchester rifle and a Colt 45 pistol on his hip. The photo was taken in late 1879 or early 1880.
The picture was owned by the descendants of Dan Dedrick were received from fellow cattle rustler, Billy the Kid himself.
Billy the Kid was a legendary villain in the American Wild West era. Born with the name Henry McCarty, but more prominent in New Mexico as William Bonney.
Ditambak He died at the age of 22 years by Pat Garrett, a law enforcer, in 1881, months after he escaped from prison and shot two deputy sherrif.
Within 130 years after his death, the story of Billy the Kid set forth in numerous books and films, the level of accuracy varies.
Koch plans to show off the expensive photo in some small museum, after which he will "enjoy" themselves the treasure.
"I really like the old West. And this piece of American history, "he said after the auction.
Koch is one of the young Fred C. Koch, founder kongklomerat based energy company Koch Industries, based in Wichita, Kansas. This company is one of the largest U.S. private companies.

Here's 11 Ways to make Your Brain Smarter:


1. Practice your observing skills
Consider the environment. Record in your mind what you see, from the most simple and forwarded to the observation that more complicated.

2. Sharpen your senses.

Can be trained to distinguish the taste of food likes and does not. Recognizing the smell and aroma around or the sounds that exist on the road or maybe the heat or cold air around you.


3. Memorize the names of friends and the pair number.

How many can remember? Train to be able to remember more.


4. Learn something new.

Many read and become acquainted with other things that might not be your field, be a foreign language, knowledge of computers, and others.


5. Use your hands to follow the instructions that brain.

Such as playing guitar, typing without looking at the keys, doing crafts of wood, or practice writing smooth.


6. Elaborated hobby.

Use the opportunity to develop your hobby.


7. Learn and memorize important dates, involving a family member, friend, or celebrations.


8. Memorize something you like.

It could be a poem, a song, a book or a sentence of a person's words. As far as possible also keep the phrase used is a foreign language.



9. Exercise memorize long sequence of numbers lined up, for example, 32145687390282930498.

It is a form of exercise improve short-term memory. Make or break down the numbers by grouping it into several parts, such as 7390282 and 3214568 then the last 930 498.


10. Remember personal travel.

What are you doing an hour ago, last week on Wednesday at 10.00, for example. With whom, where, and so on.


11. Remember and meticulous re daily expenses.

What did you buy today? How much money is in your wallet right now? When did you last take the cash, and so on.

These exercises will allow brain cells remain active and connective tissue between cells of the brain the meeting. Challenging mental activities increase the number of active circuits or synapses in the brain. The more circuits, more and more associations, the greater the ability to remember.

Ten ways to be smart when we learn to be effective


1. Learning is understood not merely memorize
Yes, the main function is why we must learn to understand new things. We may know the 100% all the details of the lesson, but more important is whether we have understood very well with all the material memorized it. So before memorizing, always try to understand the first outline of the subject matter.

2. Reading is the key to learning
So we can understand, at least read the new material twice a day, before and after the matter was explained by the teacher. Because the brain is processing the material three times so it is guaranteed to be stored for a long time in our brain.

3. Take note of the main points of the lesson
Leave a note long lesson. Take the gist or conclusion of each lesson is reread. The key words here which will be useful when we repeat the lessons during the exam.

4. Remember the key words
Sometimes, like it or not we have to memorize the subject matter quite a lot. Actually this can be tricked. Make the key words from each recitation, so easy to remember the time we call the brain.

5. Choose the right time to learn
Time to learn the most delicious is the saaat our bodies are still fresh. Indeed, not everyone has the time to learn the same bad lo. But usually, the morning is a great time to concentrate fully. Use this time to process new materials. The remains of the energy can be used to repeat lessons and homework.

6. Build a comfortable learning atmosphere
Many things can create a comfortable learning atmosphere. We can select the songs according to our mood. The place we can also learn to adjust. If you're bored in the room could be on the terrace or in the library. The key lest we interfere with learning activities and disturbed by others.

7. Form Study Groups
When tired of self-learning, can learn together with friends. Do not have a lot for not going to be effective, a maximum of five people. Create a division of the material to be learned each person. Then each person in turn explain the material mastered it to all other members. Atmosphere for learning is usually fun and we are guaranteed going to be difficult to get
sleepy.

8. Educate yourself our ability
Actually, we can train our own brainpower. At the end of each chapter lesson, usually given practice questions. Without the need to wait for instructions from the teacher, try to answer these questions and check the extent of our ability. If the answer is no material in the book, try to ask the teacher.

9. Develop materials that have been studied
If we have to repeat the material and answer all exercises, do not immediately close the book. Try our critical thinking ala scientists. Make a few questions that have not been included in the exercises. Ask the teacher to answer. If not satisfied, find the answer at the other reference books or the Internet. This method invites us to always think ahead and critical.

10. Make time for a break
Learning to be tight, but do not forget to take a break. When in class, every lesson breaks used to relax the body and mind. Every 30-45 minutes of study time at home we are always interspersed with rest. If the mind is too late, it's useless to impose themselves. After the break, a fresh body and brain is ready to accept new material.

One again, the purpose of the test and the test is to measure the extent of our ability to understand the subject matter in school. In addition to answering practice questions, there are other ways to test whether we have understood the material or not. Let us explain in their own words every material that has been studied. If we can explain clearly and regularly, no need to detail, means we already understand.

Effective Business Plan


In creating a business plan or a business plan, a person or a team usually performs brainstorming. In this activity, issued to all ideas are then collected and selected the most likely to be implemented. In this brainstorming power needed exploration of free, unrestricted consideration of cost or ability. But sometimes it sparked debate, because the content of a person's brain is different from others. So that our understanding is also not necessarily be understood by others. For that, we need a language that is easily understood by the delivery of a lot of people.

In starting a business, as we know, there should be careful planning. Before starting the business plan, we need to know the information related. This is important, because in running the business, we have to have a guide. Moreover, if in the future we will be dealing with a lot of other parties, such as investors or the bank. All the things we did and presented in front of investors should refer to the guidelines. The business plan is key to the success of our communication with investors. As a communication tool, a business plan or a business plan to determine whether our efforts are worthy or not worthy of support.

In the business plan, it may be idealistic. However, do not forget that the most important thing we need to show where the strength of our business (Strong Point), that the business in which we live has a bright prospect. Use language that reached the ears of investors. Language is a language intended to "seduce" investors or banks. We need to realize that the business is not only a matter of profit and loss. Investors want to know that we have a business prospect that the risk trade-offs can be measured and predicted.

However, the plan is actually a business plan is not only made to be addressed to the investors. The business plan is important to guide ourselves in doing all business planning and implementation, so that any implementation can be focused, on track, accountable, measured, and evaluated again. Moreover, for a type of business is relatively new creative ideas. This kind of business has a risk of shifting concept. In the process, there will be many different parties intervene want this and that. The interests of many parties may disrupt key concepts. This is where a business plan, as a tool that keeps business moving corridor. It is a challenge for young entrepreneurs, which is to explain to all parties that they have the same perspective that we have.

A business plan should be mature, focused, yet simple and easy to understand others. To make it, here are some tips that you need to apply:
- The business plan should be easy to understand, has one purpose, and accomplished quickly.
- Using a few sentences, not only short but also efficient.
- Have a clear purpose, just convey facts and ideas relevant.
- Attractive, easy to understand, and use images and graphs.
- Use simple words and compiled with interactive models of conversation or communication.
- Bring the feel upbeat and positive.
- Directs the reader's decision, asserted in good faith, and demonstrate knowledge and skill.
- Avoid making statements that are not supported by the facts.
- Equity objective and is based on real data and accurate source of quality information.

8 Types of Human Intelligence

Human distinctiveness in comparison to the other God's creatures are as human beings endowed with reason which is not possessed by other creatures. With reasonable men can also choose an action or attitude what he should do, in the sense there is also intelligence that turned out to have a variety of different types of humans. According to Prof. Howard Gardener, a researcher from the United States, there are 8 types of intelligence in humans, namely:

1. LINGUISTIC INTELLIGENCE
Linguistic intelligence is the ability to use words effectively, both orally and in writing. This intelligence includes sensitivity to the meaning of words, the order of words, sounds, rhythm and intonation of the words are pronounced. Including the ability to understand the power of words in the altered state of mind and convey information.

2. LOGIK MATHEMATICAL INTELLIGENCE
Logical mathematical intelligence is the ability to solve problems. He was able to think and devise a solution (a solution) with a logical sequence (sense). He likes numbers, sequence, logic and order. He understood the pattern of the relationship, he was able to make the process of deductive and inductive thinking. The process of deductive reasoning means thinking of big things to little things. The process of inductive thinking means thinking of small things to big things.

3. VISUAL AND SPATIAL INTELLIGENCE
Visual and spatial intelligence is the ability to see and observe the visual and spatial world accurately (carefully). Visual means image, namely spatial matters relating to space or place. This intelligence involves the awareness of warana, line, shape, space, size and also the relationship between these elements. This intelligence also involves the ability to see objects from different angles.

4. MUSIC INTELLIGENCE
Musical intelligence is the ability to enjoy, observe, distinguish, fabricate, form and express musical forms. This intelligence includes sensitivity to rhythm, melody and timbre of the music heard. Music has a huge influence on the development of math and science skills in a person.

It has been in teiliti in 17 countries on the ability of students aged 14 years in the field of science. In the study it was found that children from the Netherlands, Japan and Hungary have the highest achievement in the world. While in-depth thorough turns three countries incorporate this into their curriculum. Besides music can also create a relaxed yet alert, can encourage, stimulate creativity, sensitivity and ability to think. Learning to use the right music will help us in improving memory.

5. INTERPERSONAL INTELLIGENCE
Interpersonal intelligence is the ability to observe and understand the intentions, motivations and feelings of others. Sensitive to facial expressions, voice and body movements of others and he is able to respond effectively to communicate. Intelligence was also able to get into other people, other people understand the world, understand the views, attitudes of others and generally lead the group.

6. Intrapersonal intelligence
Intrapersonal intelligence is the ability to relate to awareness and self-knowledge. Able to understand their own strengths and weaknesses. Able to motivate himself and self-discipline. People who have the intelligence is highly appreciated values ​​(rules) etiquette (manners) and moral.

7. INTELLIGENCE KINESTHETIC
Kinesthetic intelligence is the ability to use your body skillfully to express ideas, thoughts and feelings. This intelligence also includes the physical skills in the areas of coordination, balance, endurance, strength, flexibility and speed.

8. NATURALIST INTELLIGENCE
Naturalist intelligence is the ability to recognize, differentiate, disclose and make categories of what is encountered in nature and the environment. The point is the human ability to recognize plants, animals and other parts of the universe.

Attitudes Determine Success

17.8.12

Many ways to success, but the most important and fundamental is the prism of our attitudes and evaluate it. Is not the ability to
control emotions well is an attitude that does not yet have all the women? That's just one of them. The woman who has been at the peak of his career to give a wise advice, "How we behave is one of the important factors to take us to success!"

1. Be Positive!
Feeling sad or angry because of personal or family problems are not very relevant to 'displayed' in the office. Remember the one wise proverb, "If we can swim, the pool would not bring any depth of the problem". The key is do not let anything or anyone 'beat' you!

2. Believe We Can
Consider, if all your co-workers immediately agreed when asked to do a new thing? Generally, only a few are willing to try it. Not that they know more than you so they want to do it, but they believe they can!

3. Do Quick
wary
Many of us immediately collapsed in the face of a failure. Try to follow the example of the positive attitude of the men, when they play tennis and lose, they keep running, ducking indirect lament his defeat. That's a good attitude in the workplace. Try to get out of the "safe zone" you. Successful woman is a woman who learns from failures and trying to fix it by maintaining a positive mind to go ahead. Success was obtained in 1 or 2 months!

4. Promote Yourself
Most women feel uncomfortable highlighting the achievements that have been achieved and consider it as something mediocre. Actually, the skill 'promote' quality of self is one key to open the road to success.

Imagine, how people can judge kulaitas you (which actually can be proud of it), if in your social activities so it was just being a good listener. But remember telling you without impressed arrogant excess.

8 Personality as if you are in financial


Every person has the money archetype (culture in the face of finance) are different. This archetype differences make one's way of looking into different currencies. Including how one treats the money.
Type archetype not show your personality, but rather to direct where you are. That is, how the character and habits of financial management can be recognized from here. By recognizing this character, as individuals you can avoid the financial leakage. Another positive impact is more felt in pairs. You and your partner can recognize each other better and be able to find a financial solution that balances the relationship.
Yuza Aziz Coach and Coach Tom MC Ifle, iCOACH owner, describes eight kinds of money archetype and its impact:


1. Innocent


A person who has this type tend to have fear, not confidence, and do not want to think about financial problems. People of this type have a high sense of fear when confronted with matters related to finance. He felt no power and the ability to regulate every thing else about the money.


The impact, if someone gets huge amounts of money, will easily run out. Because people have a habit of this type tend to be irresponsible with money.




2. Victim


Most people who have this type tend to blame others when experiencing a problem. They will be fearful if the problems encountered will turn befall them. Therefore, to save themselves, they will blame others as the cause of the problem. Its fundamental character, the type is not easy to trust others.


Impact, the money becomes unproductive. Because the victim of this type do not entrust their money to invest or save money in the bank, for example. Money will only be stored in a safe or even under your pillow, because it does not believe financial institutions.




3. Martyr


People on this type have a tendency to sacrifice for others. Nevertheless, after a sacrifice for others, they expect a reply. On the negative side, with the many sacrifices made for others, people often ignore this type of himself.


Impact, this martyr type can never be saved. Others will rely heavily on the martyr is to borrow money. The danger again, this type do not dare or even lazy to collect receivables.




4. Fool


These types tend to have high spontaneous and thoughtless act more mature. They do not think about the future. What is there now, that's what.


"Fool here is more to the ridiculous. The characters are lazy, expecting a quick or instant money, "said Tom, as speculators call this type are not discipline. Impact, these bold speculators in debt just for fun.




5. Tyran


People who have this type tend to be afraid of losing money. Typically, people in this type has properties that greedy and never satisfied. Often they work too hard without considering the other things around it. Even sometimes, too, people did not pay attention to this type of health.


Impact, this type always felt is never enough with their financial condition. Eventually tend to manipulate and too controlling.




6. Warrior


In contrast to the five types above, this type has a tendency to create ideas into reality. People with this type has a thoughtful nature, have a clear target for the future, and also numerically in the calculation of income and expenditure. They also have the confidence and success in financial matters.


This type is very healthy, said Tom. A clear orientation towards the goal of making a financial success. This type usually found in successful entrepreneurs with financial discipline.




7. Magician


People who have this type tend to make the past as a learning. They are also trying to transform an idea into reality even seem impossible. People with this type tend to have an idealistic nature, confident, and self-reliance. They believe that they are able to do it.


Such type is expected, said Tom. He became a master of money and not be a slave to the money, let alone idolize money.




8. Creator / Artist


This type is usually careful to follow the call of doing things. They also have an idealistic and spiritual nature which is quite good. They are also used to create something.


The tendency is, this type of work for the passion and unrealistic. Even less extreme, though not in need of money.




By identifying the various types of these, you as an individual let alone with a partner to balance one another. That would more easily find the planning and financial solutions.

3 Bad Habits In Financial Setting


almost all people want to achieve financial freedom. Science of how to manage personal finances well are shared by many financial institutions and financial experts, but until now not everyone can achieve it. They've been saving in a variety of expenditure items but still have not been able to achieve the dream of financial freedom.
Why did it happen? Financial condition of our current practices related to us in managing personal finances. Formed by human habits that every time he did. In financial terms, a person's successes and failures in achieving their financial goals is largely determined how the habits of the person in managing his personal finances.
Here I would like to share three poor financial habits and how to fix them:


1.Accumulate credit card debt


Credit card is actually a tool for us to simplify the payment process. With the more easily obtain credit cards, many people began to accustom themselves to pay for everything by credit card, this habit is good only when the credit card bills are always paid in full each due date.


But if that is paid every due date is only the minimum payment, this is a habit that will bury a person in debt is increasingly piling up credit card interest rate plus the ever-increasing many times over.


The only way to solve this problem is to STOP using your credit card, you get used to conduct financial transactions with cash, then use all the extra money that you can get each month to pay off credit card debt. You will make progress in achieving financial freedom when you stop using credit cards to purchase goods / services outside of your ability.




2.Spending money income received exceeds


The habit of spending money than the income received is one of the bad habits that hinder a person to achieve financial freedom. This habit is the root cause of a lot of people have debts that had accumulated.


And this practice applies to people in different income levels, a mediocre income and whose income is more than enough. Everyone should start to learn to have enough flavor.


Feeling pretty good this is a habit that will help to correct bad habits of spending money than the income received. I'm sure if we can distinguish which is which needs and desires, most of us already have enough income to meet basic needs for survival. If your income every month is not enough to satisfy our basic needs, take extra time to earn extra income to replenish these basic needs.




3.Trying to compete and to equate yourself with other people


Often you see a neighbor driving the latest and past the front of your house. Then you start thinking, "Wow, he could just buy a new car, why can not I?". Encouraged by such thoughts, you decide to go to fairs or car sales outlets and buy the latest cars to use car loan facilities.


In fact, in reality it's not necessarily your neighbors can afford to buy a new car. So, you and he are both buying a car that has not been able to buy just to compete with each other.


Starting from the cars, mobile phones, watches and other desires, you will be mounting debt. If the debt is not resolved then it will push you fall into the abyss of debt. You have to understand that material wealth can not bring the happiness, have enough feeling for everything and satisfy your desire is only when you are truly capable of.




Thus three poor financial habits and change the ways habits into good habits to achieve financial freedom everyone had always dreamed.
 

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