5 of your financial strategy

The following are tips for managing the Smart Salary and Bonus :

1. We recommend that you get the bonus only 30% is allocated for the benefit of yourself with this desire and the remaining 70% is stored again for later interests that might be urged, to borrow from here and there, the better you take from your own savings.

2. The salary should be obtained 80% is used for daily needs - day and 15% for your personal use, while another 5% is stored just in - in case if an when required.

3. When a THR (Holiday Allowance) you should leave a minimum of 10% of THR (Holiday Allowance) to be stored.

4. If you have debts of others should focus more on paying off her debts Just because the principal debt rather than the smaller it is also smaller than the interest you pay interest only which will continue to bloom with the same amount each month.

5. If you want to use your savings should be used for the purpose of investment and avoid the use for the benefit of a consumptive nature.

Tips on not a necessity you can adjust yourself to the percentage distribution with the same comparison, and more in the allotment of the above tips for people - people who want to build a bright future with a lot of dreams and future plans, but if you bermintat please peraktekan during 4 months and good luck.